Protect What You've Built — Property, Business & Casualty Insurance That Works for You

Running a business comes with risk — we help you protect everything you’ve worked hard to build. Our team provides smart, flexible Property and Casualty (P&C) insurance solutions designed specifically for small business owners, entrepreneurs, and growing companies.

 

Business Insurance

Your business is more than a balance sheet — it’s your livelihood. We help you secure:

  • General Liability Insurance – Protects against lawsuits, injuries, or property damage

  • Professional Liability (E&O) – Ideal for consultants, accountants, and service providers

  • Workers’ Compensation – Coverage that keeps your team (and your business) protected

  • Business Owner’s Policies (BOPs) – Combine property + liability in one streamlined policy

Commercial Property Insurance:

  • Whether you own an office, a warehouse, or a retail space, we’ve got you covered:

    • Coverage for buildings, equipment, inventory, and signage

    • Business interruption protection so you're not left stranded

    • Custom options for leased spaces, co-working environments, and mixed-use properties

Casualty Insurance

Not all risk is physical. We offer:

  • Cyber Liability – For data breaches, hacks, and ransomware attacks

  • Umbrella Liability – Extra protection that kicks in when your base coverage maxes out

  • Commercial Auto – Covers company-owned or operated vehicles

Why Work With Us?

We’re more than insurance agents — we’re advisors. We take the time to understand your business, then build a protection plan that aligns with your risk tolerance, growth goals, and budget.

✔️ Independent, unbiased coverage options
✔️ Bundled savings for accounting/tax clients
✔️ Fast, responsive service and claims support

 

All investment-related advice and investment management is completed by Challenge Everything Financial LLC. Buffalo Run Accounting, LLC and Challenge Everything Financial LLC operate independently of one and other.